Payment Plans FAQs

Affordable Construction Training for Everyone

Back to Basics is proud to support anyone trying to further their construction training and education, that’s why we’ve been a leader in Construction & Building Courses for over 21 years.

Please see below some frequently asked questions our students have and how to get started.

What payment options are available?

First up, we offer both Credit Card and Direct Deposit options if you would like to pay your course fees in one hit. We are also happy if you would like to split this up over a couple of payments over a week or two. We try to be as fleixible as possible to please contact us if you have any questions about this.

In addition to this, we also provide the option of a zero deposit and interest-free payment plan through our wonderful finance partner, Debit Success.

Using one of our payment plans can help you manage your finances whilst studying, which lets you focus on your course and minimise any financial stress.

The payment plan option is available to all of our students and for all of our courses with a variety of payment options from 12 to 24 months depending on which course you are interested in. Within these terms, we offer options for frequency of repayments including weekly, fortnightly and monthly payment cycles, and you are welcome to change these as you see fit by simply contacting the Debit Success Accounts team. 

For more information about Debit Success, click here.

Payment Plans FAQs

What are the repayments like? And how long do I have to pay?

Debit Success offers a flexible approach to recurring bank account and credit card payments as well as an ‘any day, any frequency’ approach. The payment plan must be completed within the duration of your chosen course before your certificate or diploma is issued.


I am interested in RPL (Recognition of Prior Learning), can I utilise payment plans?

Yes! However, the payment plan must be paid in full before you receive your qualification.

Am I eligible for a payment plan?

As it is a direct debit arrangement and not a credit facility, there are no credit checks involved in starting a payment plan.

The only other requirement is that you are an Australian Resident. 

vocational qualifications

Are there any fees & deposits?

In order to best support your construction training, without putting undue pressure on your finances or forcing you to rely on subsidies, we have built our payment plan system to not need deposits and offer simple payment options that will suit your lifestyle.

Regarding fees, Debit Success charges a rate of 4.6% (excluding GST) applicable to the collection and management of your direct debit or credit card payments. There is an initial set up fee of $12.00 that will be collected in the first installment. For any defaults in the payment plan, there will be a $14.95 dishonor fee charged to your account.

For any further queries regarding fees, contact Debit Success here.Payment Plans Back To Basics


How are the payment plans managed?

Once you have started a payment plan, the best way to enquire about your account is to contact Debit Success directly. You will get all the information you need in your on-boarding pack, this will include:

  • How to change frequency or payment type
  • How to take an immediate payment over the phone
  • How to suspend payments (according to your guidelines)
  • How to update contact details and billing information

How do I get started?

Once you have enrolled in your course with our Student Support team, we will send you a link to a digital form via email that you can complete. Once completed we get a notification of success and send you the first module of your course.

Get in touch with our friendly Student Support team to get you started in your course and payment plan today!

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